Use data from SMS to categorize the spends done using other sources like Credit cards, Wallets, etc. which becomes part of the category-based spend goal.
User Smart SMS, which will read the SMS and remind the user for his/her pending bills and can read the the balance in his/her account
While this might be a useful feature, it would be great if you add an option to opt-out from this.
Don't we have APIs or account aggregators for credit cards in India?
This feature has platform limitations. Not possible in iOS. Not a suitable solution.